HO-A | HO-A+ | HO-B | TDP-1 | TDP-1+
  • Secured Community
  • Protective Devices
  • Senior Citizens / Retirees
  • New Purchases
  • Hardiplank Siding (Rated as Brick/Veneer)
  • Age of Home
  • Preferred Customer
  • Hail Resistant Roof
  • Financial Responsibility
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HO-A

Provides limited cash value coverage of your home and its contents. Only the types of damage specifically listed in the policy are covered. Coverages Include:

  • Fire or Lightning
  • Windstorm, Hurricane and Hail
  • Explosion
  • Riot or Civil Commotion
  • Aircraft and Vehicles
  • Sudden and Accidental Damage from Smoke
  • Vandalism or Malicious Mischief and Theft
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HO-A+

Provides more extensive coverage than the base HO-A policy. All perils covered on the HO-A are covered as well as additional perils listed. Replacement Cost on Dwelling is also added and Replacement Cost on Contents can be purchased by endorsement. Coverages Include:

  • Sudden and Accidental Discharge of Water or Steam (up to Policy Limits)
  • Falling Trees or Limbs
  • Objects Falling from Weight of Ice, Snow or Sleet
  • Collapse of Building
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HO-B

This Form covers all risks of physical loss to the residence except those excluded or limited by the policy. Some excluded major perils and losses are: earthquake and earth movement, flood, wear and tear and insect damage. Coverages Include:

  • Replacement Cost on Dwelling
  • Replacement Cost on Contents can be purchased
  • Sudden and Accidental Discharge of Water or Steam (up to Policy Limits)
  • Back up of Sewers or Drains and Sump Overflow
  • Limited Slab and Foundation Coverage
  • Falling Trees or Limbs
  • Objects Falling from Weight of Ice, Snow, or Sleet
  • Collapse of Building
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TDP-1

Provides limited cash value coverage of your home. Only the types of damage specifically listed in the policy are covered. Coverages Include:

  • Fire or Lightning
  • Windstorm, Hurricane and Hail
  • Explosion, Riot or Civil Commotion
  • Aircraft and Vehicles
  • Sudden and Accidental Damage from Smoke
  • Vandalism or Malicious Mischief
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TDP-1+

Provides more extensive coverage than base TDP-1 policy. All perils covered on TDP-1 are covered as well as additional perils listed. Replacement Cost on Dwelling can also be added by endorsement. Coverages Include:

  • Sudden and Accidental Discharge of Water
  • Steam from a plumbing, heating or A/C System
  • Falling Trees or Limbs
  • Objects Falling from Weight of Ice, Snow or Sleet
  • Collapse of Building
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HO-A | HO-A+ | HO-B | TDP-1 | TDP-1+ | Top